Dental Insurance

Enjoy Affordable Care Using Your Insurance

Brushing and flossing are not enough to maintain a healthy smile. You must also see your dentist in Richardson twice a year for a cleaning and checkup. Your employer makes it easy to get the comprehensive care you need at affordable rates using your dental insurance. With routine care, you keep your teeth and gums healthy to decrease your long-term dental costs. At Dental Care Today of Richardson, we accept all PPOs and are in-network with many leading insurance carriers to keep your smile healthy while staying within your budget.

How Dental Insurance Works

Every month, you pay premiums for your coverage. This allows you to see your Richardson dentist twice a year for little to no out-of-pocket cost. You can get the routine cleanings and checkups you need to keep your smile healthy. Unfortunately, even with the best preventive care, an issue may still arise. Paying your annual deductible allows you to get the treatments you need at reduced rates.

Depending on your specific policy, you can enjoy:

  • 100% preventive coverage
  • 50% to 80% coverage for restorative dentistry

What Is the Difference between Dental & Medical Insurance?

Medical insurance is there when you need it after you become ill or an injury occurs. Dental insurance is different because it focuses on prevention. Your benefits are used to reduce the risk of oral health problems with regular cleanings and checkups. In fact, every $1 you spend on preventive care can save you $8 to $50 on restorative and emergency services.

In-Network vs. Out-of-Network

Dental Care Today of Richardson strives to keep our services affordable, which is why we work with your insurance company to reduce the amount you need to pay.

In-Network Coverage

Your insurance carrier recommends you choose an in-network dentist, like our team at Dental Care Today of Richardson. We have pre-negotiated rates with your insurance carrier.

We are proud to be in-network with the following, and more:

  • Aetna
  • BlueCross/BlueShield
  • Cigna
  • Delta Dental
  • Guardian
  • MetLife
  • United HealthCare

Out-of-Network Coverage

Although your insurance carrier recommends you choose an in-network dentist, you have the freedom to visit one who is not; however, you need to pay the difference between the dentist’s fees and your insurance’s allowable coverage.

We proudly accept both in-network and out-of-network patients to help you get the affordable care you need. We work with your insurance company to maximize the value of your policy to reduce the amount you need to pay out of pocket. If there comes a time when your treatments exceed your coverage, we accept various payment options, including CareCredit.

Schedule an Appointment Today!

Get the high-quality care you deserve using your dental insurance. Contact our office today to schedule an appointment.

  • I.V. Sedation Certified
  • Invisalign - Certified Provider
  • Certified Provider -Lumineers - By Cerinate
  • Kois Center - Advancing Dentistry Through Science
  • International Congress of Oral Implantologists - FELLOW

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